President Barack Obama, and Richard Cordray, visit with Endia Eason, Wednesday, Jan. 4, 2012, at her home in Cleveland, Ohio. In a defiant display of executive power, President Barack Obama on Wednesday will buck GOP opposition and name Cordray as the nation’s chief consumer watchdog. Outraged Republican leaders in Congress suggested that courts would determine the appointment was illegal. (AP Photo/Haraz N. Ghanbari)