ARLINGTON, VA – MAY 28: National Governors Association (NGA) Chair and Minnesota Governor Tim Pawlenty listens during a roundtable discussion at the State Summit on Foreclosures and Housing Solutions May 28, 2008 in Arlington, Virginia. Pawlenty discussed the challenges of the housing market and opportunities for sustaining homeownership and state efforts on helping homeowners at risk of foreclosure. (Photo by Alex Wong/Getty Images)