Healthcare is a complicated issue. There are so many parts to it. All the information can be hard to understand. You need a place where you can get straight forward, honest evaluation of healthcare issues.
For me, this is at Balloon Juice- with Richard Mayhew.
Mr. Mayhew’s posts have been invaluable to me. He breaks the issue down and explains it well.
If you have questions about any aspect of healthcare, the likelihood that Mayhew has written on it already is great.
Just go to Balloon Juice, and on the right side of the site, click on the Quick Links and go to: Mayhew on Insurance – it will list all of the posts by him.
Since the election, Mayhew has gone over what the incoming HHS Secretary’s Plan to replace Obamacare was all about. (He reviewed it in 2015).
His bottom line:
Analyzing the Price plan Part 1
by Richard Mayhew
8:34 am on May 14, 2015.
Time to start reading through Republican healthcare policy plans again as they are coming out in droves. These plans have massive distributional, operational, financial and moral implications. I’ll start looking at Rep. Tom Price’s plan HR 2300. Today, I’ll describe the basic workings. I’ll look at the distributional impact of the subsidies compared to current baseline tomorrow.
Price’s plan first repeals everything associated with the medical side of Obamacare, so the student loan reform stays in place. This means a full repeal of the three legged stool of community rating, subsidies and mandate, it means re-allowing insurers to discriminate based on health status, it means the rates for a medically underwritten 64 year old could be a dozen times higher than the rates for a medically underwritten 19 year old male. Medicaid expansion disappears. It is a reversion to 2009 status quo.
So how does he “solve” the health insurance problem? Why with tax deferred savings vehicles — they do everything but solve the actual problem.
I want people to understand the shifts that the GOP plan in the arena of healthcare.
They want to repeal Obamacare – which has benefited 20 million Americans, plummeted the number of uninsured, and slowed the costs of healthcare services, not only for general Obamacare beneficiaries, but also for programs like Medicare.
They want to destroy Medicare, raise the age for it and turn it into a voucher program.
The destruction of Obamacare means the millions who have received it through the expansion of Medicaid- the working poor-will be without healthcare once again.
The privatization of the Veterans Administration.
In the middle of all of this, Mayhew, like others, doesn’t trust the GOP, and has been feverishly downloading everything he can from healthcare.gov. How pitiful that is…having to download and store information because they don’t think that the GOP will keep the information that shows the success of Obamacare.
what precisely is the Medicare guarantee?
At present, there’s a pretty specific answer: for 95% of seniors, the federal government will pay about 85% of the premiums for insurance that covers a bit more than 80% of the average user’s medical costs. That’s what traditional Medicare does right now, via Parts A, B and D, for those whose incomes are below $85,000 for a single person or $170,000 for a couple.
Put another way, the federal government pays a bit more than two thirds of the average senior’s total medical costs. Low income beneficiaries have all or part of their premiums and out-of-pocket costs paid by Medicaid, though a variety of programs. High income seniors pay higher shares of their premiums, with the percentage stepped up through several income brackets. …..
We are talking about a service that applies to 50 million Americans.
Do you have parents on Medicare?
When it is cut by the GOP, do you have the money to pay for your parent’s medical care?
There is something for sure, we ALL are getting older by the day. Some day, you will be in the same place.
The bullshyt about it applying to people people 54 and younger. The whole grandfathering of 55 and older is crap. You are 54, you’ve been working since you were 18, and paying into it, and now, you’re going to get a voucher?
They have already voted on Medicare voucher replacement last year – so, those Republican friends of yours that say that they wouldn’t do it…
THEY HAVE TAKEN OVER 50 VOTES TO REPEAL OBAMACARE.
THEY HAVE ALREADY VOTED TO TURN MEDICARE INTO A VOUCHER PROGRAM.
VOTES ON RECORD.
And, if your GOP folks say, ‘ but they didn’t mean it’, just ask them WHO STOPPED THEM?
Who stopped them from implementing their cuts?
Ask them..WHO WILL STOP THEM NOW?